The engineering division is responsible for the maintenance and enforcement of the City's flood damage prevention ordinance as mandated by the Federal Emergency Management Agency (FEMA)  and the National Flood Insurance Program (NFIP). The City Engineer operates as the floodplain administrator.

 

The City of Pearland does not provide floodplain letters of determination. You must contact a licensed surveyor for information on obtaining an elevation certificate or floodplain letter of determination.

Since the City of Pearland participates in FEMA's Community Rating System (CRS), the residents are entitled to a premium discount on flood insurance.  The city has a class 6 rating, and residents who live within the Special Flood Hazard Area (SFHA), also known as the 100-year floodplain can receive up to a 20% discount on their flood insurance premium. 

For more information on federal insurance and the premium discount, call your insurance company and refer them to this webpage, or our annual floodplain and outreach notices.  Planning early for possible disasters is essential due to flood insurance not taking effect until 30 days after purchase. 

The 100-year floodplain is where certain pieces of land are predicted to flood during a 100-year storm event, which means there is a 1% chance of occurrence in any given year. The 100-year flood is a standard used by the NFIP for floodplain management and to determine the need for flood insurance.

New Flood Insurance Information from FEMA - Risk Rating 2.0 

The Federal Emergency Management Agency (FEMA) has taken steps to assess the flood risk more effectively to better reflect a property’s flood risk. National Flood Insurance Program (NFIP) has recently released new flood insurance rating procedures meant to equitably distribute and make it easier to understand the cost of insurance for potential flood damage based on the property’s flood risk. FEMA’s new methodology that went into effect in October 2021 is called "Risk Rating 2.0”.  Renewing policy owners may choose between the new and old methods until April 1, 2022.  After April 1, 2022, all policies will be priced using Risk Rating 2.0 methodology.  Please see the following links for more information.

 Flood Protection Information

 Floodplain Maps

Know Your Flood Risk - GIS Interactive Floodmap with the Flood Inundation Map

 

Effective FEMA Flood Insurance Rate Maps (FIRM) for the City of Pearland are listed below for your reference.

BRAZORIA COUNTY

 

 FIRM Index  
48039CIND0A
   
 FIRM Panels  
48039C0010K 48039C0030K
48039C0015K 48039C0035K
48039C0020K 48039C0040K
48039C0041K 48039C0042K
48039C0043K 48039C0044K
48039C0065K 48039C0110K
48039C00105K

 

REVALIDATED Letters of Map Change (LOMC)

Case No:  16-06-1963V - 480077

      16-06-1963V - 485458

HARRIS COUNTY

 FIRM Index  
 48201CIND0G     
   
 FIRM Panels  
 48201C1010M
 48201C1035L
 48201C1030M 48201C1045L 
 48201C1065M
 48201C1055L

FORT BEND COUNTY

 FIRM Index  
 48157CIND0C   
   
 FIRM Panels  
 48157C0305M 48157C0315L
 48157C0310L 48157C0320L

 

FEMA FIRM Panel Map 

Elevation Certificates - The City of Pearland has EC's on file that are on this list.

Financial Assistance for Property Protection Measures Information 

Home Mitigation or Buyout Programs

City officials have been in communication with FEMA in regard to potential buyout or mitigation programs. Please click here for the most up-to-date information.

For floodplain questions, please contact the Engineering Department at 281.652.1900